|Interest Rate||10.49% Check Best Offers|
|Processing Fee||Upto 2% of the loan amount|
|Loan Tenure||Upto 5 years|
|Lowest EMI Per Lakh||₹ 2,275 for 5 years|
|Prepayment Charges||Nil or upto 5% of the outstanding balance|
Group health insurance (GHI) provides health insurance coverage to employees of an organization to meet the medical needs of their employees and their family members. It is a part of employee benefits by most organizations/employers as they bear the premium paid towards the policy.
Organizations can select a pre-planned corporate health insurance policy or customize a plan to cater to your precise requirements. It also helps organizations for tax deductions of group medical insurance plans in India as well.
A group health insurance policy works like a master health insurance policy that provides uniform coverage to all employees of the organization. So, all employees are provided with the same coverage options.
In a group health insurance plan, the risk of the policy is spread equally across all the members present in the group. This makes the annual premiums cheaper than a retail policy. Usually, the employers pay the premium and offer the group health plan as an employee benefit
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The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.
All in-patient hospitalization expenses covered under insurance for employees depending on the terms and conditions of the policy
Hassle free pre and post hospitalization expenses can be reimbursed depending on the plan and benefits opted in the policy
No cash settlement at networked hospitals. Easy cashless claim options for employees at the click of a button
Have a diverse team, opt for maternity insurance as an add-on with your group health insurance plan
All pre-existing diseases covered from day-1 for your employees
The benefit can cover immediate family members and can even be topped up for parents, and in-laws depending on the policy opted.
All hospitalization expenses related to Covid-19 are covered by your corporate medical insurance.
One point of contact – no waiting on customer support calls or writing emails. From the day you purchase the GHI policy from us, you will get a dedicated SPOC to handle your employee queries.
We’ll help you understand and design the best suitable policy for you and your team with demography, requirements, budget, current employee benefits, etc.
A holistic health and wellness plan for your employees rather than just selling the health insurance policy.
Manage your employee information, add/delete employees, access their family details at one place at the click of a button. Quick dashboards on claim coverage easily integrated on your HRMS.
Easy onboarding of employees on the app which will give them coverage details, digital health card, list of network hospitals, policy inclusion and exclusion details and much more information about the policy.