Home Loan

Apply for Home Loan at lowest interest, check eligibility criteria, list of documents and other important things related to Home Loans only at PremierCapitalAdvisor.com

Interest Rate: 8.65% - 9%
Processing Fees:0-2.00% of the loan amount + GST
Pre-Payment charges:Nil for floating
Repayment Period:3 to 30 years
Part payment facility:Yes, all banks

Buying a home is a dream for many Indians. It is an investment that not only provides shelter but also gives a sense of security and accomplishment. However, with rising real estate prices, it can be difficult to purchase a home without taking out a home loan. This is where Premier Capital Advisor comes in to help you choose the best home loan available.


At Premier Capital Advisor, we understand that purchasing a home is a significant investment. That’s why we provide a wide range of home loan options that cater to your needs. We believe that every customer is unique and has different requirements, which is why we offer customised home loan solutions that suit your financial situation.

Apply for Home Loan

Learn More About Home Loan

Applying for a home loan is an important step towards fulfilling your dream of owning a home.

At Premier Capital Advisor, we understand the significance of this milestone and strive to make the home loan application process smooth and transparent for our customers. To ensure that you meet the eligibility criteria for a home loan, we have outlined the key requirements below.

Age Criteria:

Employment Stability and Income:

Minimum Income

Credit Score

Property-related Criteria

Down Payment:

These eligibility criteria serve as general guidelines, and lenders may have their specific requirements and policies. At PCA, we understand that each borrower’s situation is unique, and our team of loan experts is here to assist you in finding the best home loan option tailored to your needs.

To determine your eligibility and to learn more about our home loan offerings, we encourage you to get in touch with our experienced loan officers or use our online eligibility calculator and application process, which will provide you with personalised information based on your specific details.

Disclaimer: The eligibility criteria mentioned above are subject to change and may vary between lenders. We recommend contacting our loan officers or visiting our website for the most up-to-date information.

Own your dream home with Premier Capital Advisor – Your Trusted Partner in Home Loans.

Feel free to use our EMI Calculator



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Period Payment Interest Balance

Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.

Documents Required for Applying for a Home Loan in India:

Application Form: Fill out the home loan application form with accurate details.

Identity Proof:

  • Aadhaar Card
  • Passport
  • Voter ID Card
  • Driving Licence
  • PAN Card

Address Proof:

  • Aadhaar Card
  • Passport
  • Voter ID Card
  • Driving Licence
  • Utility bills (electricity bill, water bill, etc.)
  • Bank statements with address

Income Proof:

  • Salary slips for the last 3 to 6 months
  • Form 16 or Income Tax Returns (ITR) for the last 2 to 3 years
  • Bank statements for the last 6 months
  • Profit and Loss Statement and Balance Sheet for self-employed individuals
  • Business proof (GST registration, partnership deed, etc.) for self-employed individuals

Employment Proof:

  • Offer letter from the current employer
  • Employment contract
  • Salary revision letter (if applicable)
  • Experience certificates (if applicable)

Property Documents:

  • Sale agreement
  • Title deeds
  • Property tax receipts
  • Approved building plan
  • Encumbrance certificate
  • NOC from the housing society/building society
  • Allotment letter from the builder/development authority

Bank Statements:

  • Bank statements for the last 6 months, showing salary credits and other transactions
  • If you have an existing loan, provide statements for that as well


  • Recent passport-sized photographs

Additional Documents:

  • List of existing loans and their repayment track record
  • Power of Attorney (if applicable)

Co-applicant Documents:

  • Identity proof
  • Address proof
  • Income proof
  • Employment proof
  • Photographs
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