Enter Loan Details – Input the loan amount, interest rate, and loan tenure.

Calculate Monthly Interest – Convert the annual interest rate into a monthly rate.

Determine Total Payments – Calculate the total number of monthly payments over the loan tenure.

Compute Monthly Installment – Calculate how much you need to pay each month including principal and interest.

Show Breakdown & Results – Display the monthly payment, total interest, total payment, and optionally a chart of principal vs interest.