Personal Loan: Fast, Paperless and Secure

As one of India’s most trusted instant loan NBFCs, we follow RBI-licensed standards and advanced digital security protocols. Our AI-enabled processes reduce approval times by up to 80%, offer competitive rates, and ensure zero loan cancellation charges.

Instant Loan Approval

Paperless Process

best Interest rate

100% Digital Process

Instant Loan Approval

best Interest rate

Note! The EMI Calculator is provided for informational purposes only. The results generated are estimates based on the input values provided and may not reflect the exact amounts payable.

Personal Loan Rates & Fees:

  • Loan Amount upto ₹ 5,00,000
  • Tenure: 12 to 36 months
  • Rate of Interest (ROI): Starting from 19% per year
  • Maximum APR: 45%
  • Processing Fee: 2.5% of loan amount + taxes as applicable

Example :

Get Instant Personal Loan Online

A personal loan helps you manage unexpected expenses such as medical bills, weddings, travel, new gadgets or home renovation. With Hero FinCorp, you can apply for a hassle-free instant personal loan with low interest rates, flexible repayment options, and no collateral requirement. The whole process is 100% digital and paperless, with approval in just 10 minutes so you get the funds when you need it most.

What Makes Premier Capital Advisor Personal Loan A Smart Choice?

Experience the numerous advantages and features of a personal loan. From fulfilling your dreams to tackling unexpected expenses, a Personal Loan provides you financial flexibility and convenience.

Term Loan

Fixed loan amount repaid in monthly EMIs for expansion or big purchases.

Working Capital Loan

Helps manage daily expenses, cash flow, and short-term needs.

Unsecured Business Loan

No collateral required; quick approval for urgent requirements.

Overdraft Facility

Withdraw extra funds beyond your account balance to manage short-term shortages.

Invoice Financing

Get funds by leveraging unpaid invoices to maintain smooth cash flow.

Equipment / Machinery Loan

Financing to buy or upgrade business Related Machine & equipment.

Types of Personal Loan provided by Premier Capital Advisor for Your Goals

One Loan, Many Dreams – Find the Right Fit for Your Needs

Short Term Loan

A personal loan for small, immediate financial needs with a quick turnaround.

tick iconFlexible Tenure: Pay in EMIs over a tenure of 12 to 36 months.

tick iconInstant Approval: Quick approval ensures you can book travel on time.

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Quick & Easy Process: Fully online application with minimal hassle.

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Low Salary Requirement: Any individual with a monthly income of ₹15,000.

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Covers Education Expenses: Avail ₹50,000 to ₹5 Lakhs for tuition, courses, or study materials.

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Attractive Interest Rates: Starting from 19% per annum.

Marriage Loan

A personal loan for a wedding covers expenses like venue, catering, and decor.

tick iconFlexible Tenure: Repay comfortably over 12 to 36 months.
tick iconInstant Approval: Fast loan approval to ensure timely financial support.
tick iconCovers Wedding Costs: Borrow from ₹50,000 to ₹5 Lakhs to manage wedding expenses without financial stress.
tick iconAttractive Interest Rates: Starting from 19% per annum
tick iconLow Salary Requirement:Available to individuals with a minimum monthly salary of just ₹15,000.

Emergency Loan

A personal loan for urgent needs covers medical bills, home repairs, or unforeseen expenses.

tick iconFlexible Tenure: Pay back over 12 to 36 months, based on your budget.
tick iconInstant Approval:Quick approval to handle urgent financial requirements.
tick iconQuick & Easy Process: Fully digital process with minimal formalities.

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Low Salary Requirement: Available to individuals with a minimum monthly salary of ₹15,000.
tick iconAttractive Interest Rates: Starting from 19% per annum.
tick iconCovers Emergency Expenses: Borrow from ₹50,000 to ₹5 Lakh to manage sudden costs without stress.

Instant Cash Loan

A personal loan for immediate cash requirements helps cover planned or unexpected expenses.

tick iconFlexible Tenure: Pay back over 12 to 36 months, based on your budget.

tick iconInstant Approval: Get fast approval to access funds quickly

tick icon Covers Cash Needs: Avail ₹50,000 to ₹5 Lakhs for urgent or personal expenses.

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Quick & Easy Process: Apply digitally with minimal documentation.
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Attractive Interest Rates: Starting from 19% per annum.
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Low Salary Requirement: Suitable for individuals earning at least ₹15,000 per month.
 

Travel Loan

A personal loan to fund vacations, holiday trips, or family getaways.

tick iconFlexible Tenure: Pay in EMIs over a tenure of 12 to 36 months.

tick iconInstant Approval: Quick approval ensures you can book travel on time.

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Covers Travel Costs: Borrow from ₹50,000 to ₹5 Lakhs for flights, hotels, or tour packages.

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Low Salary Requirement: Any individual with a monthly income of ₹15,000.

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Quick & Easy Process: Fully online, with minimal paperwork.

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Attractive Interest Rates: Starting from 19% per annum.

Education Loan

A personal loan for small, immediate financial needs with a quick turnaround.

tick iconFlexible Tenure: Pay in EMIs over a tenure of 12 to 36 months.

tick iconInstant Approval: Quick approval ensures you can book travel on time.

tick icon

Quick & Easy Process: Fully online application with minimal hassle.

tick icon

Low Salary Requirement: Any individual with a monthly income of ₹15,000.

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Covers Education Expenses: Avail ₹50,000 to ₹5 Lakhs for tuition, courses, or study materials.

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Attractive Interest Rates: Starting from 19% per annum.

How To Apply For Personal Loan

Wondering how to apply for a Personal Loan? Applying for a Personal Loan online has never been easier. By completing a quick and secure online application process, you can find an easy and accessible way to secure instant funds.

 
Purple and Blue Modern Mobile App Development Instagram Post (3)

Visit Premiercapitaladvisor.com website reach the personal Loan page.

Fill out a contact form

Enter the Personal Loan amount and select the repayment tenure.

check eligibility criteria via Portal

Our representative will contact you for further details.

Personal Loan Eligibility Criteria

Before starting the personal loan application process, confirm that you meet the eligibility criteria for personal loan to ensure a higher chance of approval. 
Eligibility Criteria
Details
Age
You should be 21-58 years old.
Citizenship
To obtain a loan at Hero FinCorp, you must be an Indian citizen.
Work Experience
1. Salaried Individuals: Minimum 6 months 2. Self-employed Individuals: Minimum 2 years of stable business operations
Monthly Income
You must have at least a monthly income of Rs 15,000.

List of Documents Required for a Personal Loan

With Premier Capital Advisor , say goodbye to the cumbersome documentation process. Just submit your basic documents and get instant Personal Loan approval.

We help you meet your financial needs quickly and simply. At the time of an emergency, the need for funds is urgent and there is absolutely no time to waste. Knowing this, we have eliminated the cumbersome paperwork process for Personal Loan applications.

Mandatory Documents

Duly filled loan application form, Passport size coloured photograph

Identity Proof

Driver’s Licence/ Passport PAN Card (mandatory)/ Aadhaar card

Residence Proof

Driver’s Licence/ Passport/ Aadhaar Card/ Ration Card/ Utility Bill

Residence Ownership Proof

Electricity Bills/ Maintenance Bills/ Property Documents

Income Proof

Last six months bank account statement (salary account), Form 16

Job Continuity Proof

Appointment letter from the current employer, Experience certificate

Office Address Proof

Maintenance Bill/ Utility Bill/ Property Documents/ Rent Agreement

Business Exist. Proof

Copy of Tax Registration/Company’s Registration Certificate

Other Documents

Related to file

Frequently Asked Questions

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Best And Easy to Accesable Platform

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